Savvy Shopper: One simple trick to help you save big bucks

Introducing a no-spending day a week will help you keep your cash hidden. Here’s how.

You’ve probably heard of the popular 5: 2 diet over the last few years.

The point of a diet is to eat normally for 5 days and limit calories for the remaining 2 days. It’s a great way to lose weight and also to notice the calorie content of the food you’re consuming. Have you considered applying the same principles to your weekly budget?

please think about it. Exactly the same as a 5: 2 diet, but instead of limiting calorie intake, it limits spending. Money diet. Instead of losing 1kg a week, you can save money for something fun.

And if you have a non-spending day every week, that amount of money you save can be summed up really fast. That’s all about saving money-saving where you can so that you can spend it on something more meaningful.

Do you think you can’t do that? Here are some tips for days without spending:

Plan a free day in advance

Decide when to plan a day without spending and keep it on the same day each week. Take that into account when you plan your week. Please be aware that you cannot buy fine coffee at the station on your way to work. You know you need to have your own lunch. Plan for success!

I have a goal-what do you spend your savings on?

As I said before, knowing why you’re saving money can help you get going. What do you use this money you are saving for? Are you planning a family vacation? Weekly cleaner?

Make a note of it and put it where you can see it. Take a picture of your goal and put it as wallpaper on your phone.

Know the total cost of your goal and calculate the number of weeks without spending needed to reach it.

What happens if I spend money on a day when I don’t spend?

It’s okay to fall off the wagon … it happens. Think about what led you to that spending. Was it pressure from your peers? Did you get bored or did you just lose your willpower? Analyze what went wrong, forgive yourself, set another day during the week and try again.

Spending does not mean you do not pay your bills

This item is not required. Consider the following purchases:

● Daily coffee (about $ 5 each)

● Purchased lunch and drinks (lunch can be $ 15 to $ 20)

● Take-out dinner ($ 40 to $ 60 for family)

● Chocolate bar ($ 3 or $ 4 each)

● Magazine or app subscription ($ 7 or more)

Analyzing the amount of money you spend each day on non-essential items, you may be surprised at how fast they add up. And we tend to spend money on days when we feel a little silly. Moreover, I don’t want to be sued if I use this article as an excuse for not paying invoices.

Please put it somewhere safe

Sum up all the savings you make and make sure you put that money somewhere. If you have cash, bottle it, open a savings account, or invest your savings in one of the nifty apps like Raiz to invest your savings in the stock market.

Remember to always reward yourself for good things. So if you stick to your savings for a period of time, allow yourself a little special (nothing blows your savings, but it’s a treat!).

Saving money shouldn’t feel like you’re giving your kidneys or your first child. It should be something you feel good about what you do. There should always be a reward for all your efforts. The reward tells your brain that you are doing the right thing, and you are more likely to stick to a money diet!

Jody Allen is the founder of Stay At Home Mum, a network of mothers. Find her at @ StayHomeMum on Facebook, @ jodyallen.stayathomemum on Instagram, and @JodyAllen_SAHM on Twitter.

Place of originSavvy Shopper: One simple trick to help you save big bucks

Netball news 2021: Ivy-Rose Hughes dead at 19, tributes, car crash

Compliments to South Australian netballer Ivy Rose Hughes, who died in a fatal car accident on Wednesday night, flew.

The 19-year-old was killed after a passenger car collided with another car at a McLaren Vale intersection. Advertiser reported..

Hughes’ vehicles turned sideways and both vehicles reportedly went down the embankment.

“Police and rescue teams were summoned to the intersection of Main Road and Malpas Road following reports of a collision involving a Mazda SUV and Mitsubishi Utility.” South Australian police said in a statement..

“A Mazda passenger, a 19-year-old Banksia Park woman, died on the scene.

“The Mazda driver and three other passengers were taken to the hospital for treatment. Their injuries are not considered life-threatening.

“Three Mitsubishi residents were also taken to the hospital to treat minor injuries.

“A major clash police officer attended the scene to investigate the clash. Roads in the area were closed all night but then reopened.”

media_cameraIvy-Rose Hughes died at the age of 19.

Hughes represented the well-known Matrics Netball Club and South Australian Sports Institute (SASI) in the national championships under the age of 17 from 2019 to 2020.

Matrics Netball Club has issued a statement on Facebook. “The entire netball community, an incredible netballer and an incredible young woman, is saddened by the news,” the post read.

“Our idea lies with the Ivy family and their loved ones at this time, along with the entire netball family who are feeling the effects of this huge loss.”

SASI also issued a statement on social media on Thursday.

Hughes’ death will result in 15 lives lost on roads in South Australia this year.

More than 1000 Australians die each year from preventable road deaths, the number of which is set to surge before and after the holiday season. Look at the more shocking stats.

at first “Ravaged”: Teenagers die in a deadly crash



Place of originNetball news 2021: Ivy-Rose Hughes dead at 19, tributes, car crash

Justice system’s failure to consider disability can lead to years of jail and homelessness, royal commission hears

Studies have shown that a strict court system that does not take into account punitive fine traps and disabilities can lead to years of imprisonment and homelessness.

Justin Thomas, a 43-year-old Aboriginal man from New South Wales, spoke at a hearing of the Royal Commission for the Disabled, who slept wildly from an early age after escaping from his child’s home.

He said he was charged with something like trespassing. And it escalated at the time of prison time.

“I couldn’t handle the fine, so they found a reason to lock me in,” he said.

“I was detained many times because I didn’t have a place to go.”

He lived without a fixed address for more than a decade, biking between streets, boarding houses and prisons, the commissioner said.

At the time of the transaction in court, he said that he was issued a warrant because he was not sure about the bail conditions and the scheduled date of appearance.

Mr Thomas explained that his disability meant that he had a hard time making a decision.

He also suffered from epilepsy and told hearings that his medicine was sometimes taken by him in prison.

“It has always been difficult to get back into society after going to jail,” he said.

Things turned around when he met a lawyer from the Shopfront Youth Legal Center, who would remind him when he needed to be in court and explain his orders to him, the commissioner said.

He said he was finally sent to jail in 2004 and helped another lawyer for the Intellectual Disability Rights Service exempt him from a fine of around $ 8,000.

Thomas is currently an advocate for people with disabilities and encourages them to expand their cognitive impairment conversion programs.

The service, which helps people with disabilities deal with complex and stressful proceedings, was carried out in New South Wales between 2017 and 2020 before the funding was cut, said the Royal Commissioner for Persons with Disabilities. The meeting was reported on Wednesday.

“It also helps people with disabilities reach their potential instead of seeing them go to jail and trapping them,” Thomas said.

The CIDP operates as a pilot in two court jurisdictions, and Michael Coots Trotter, Executive Director of the New South Wales Community Legal Affairs Department, has heard that it aims to lead to a scaleable transformation model.

“We were planning that it would happen through the normal process of national budget decision-making that was interrupted during the 2020 COVID crisis,” he said.

“So we had a way to get closer to it, but COVID honestly wiped it out.”

In his closing remarks, Chair Ronald Sackville said finding “a valuable approach to ending the cycle created by the criminalization of disability” is not a challenge.

“The challenge is to ensure that effective programs are implemented, supported and properly funded, not just in the short term,” he said.

The Royal Commission heard from 33 witnesses over an eight-day period while investigating indefinite detention by persons with disabilities and “cycling in and out” in prisons.

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Place of originJustice system’s failure to consider disability can lead to years of jail and homelessness, royal commission hears

Mundine wants to end career on high of a win over Zerafa

Anthony Mundine has passed the peak but said it is still enough to fulfill his wish to defeat “cheeky” Michael Zerafa in Bendigo next month to finish his boxing career with a win.

The 45-year-old Mundin will almost certainly meet Zerafa, who is 17 years younger than the start of the previous rugby league, fighting professionally on the 59th and aiming for a free WBA Oceania Middleweight title on March 13.

“He’s a great fighter, but far from what he thinks,” Mundin said of Zerafa.

“I may not be at the height of my career, but I’m still an elite fighter. I’ll show him 13th place.

“He overlooks me, he looks down on me, and I want to win that respect at night.

“I talk to him all night and let him know not to look down on me in his way.”

media_cameraAnthony Mundine (left) and Michael Zerafa will face each other in Bendigo next month.Photo: Jonathan DiMarzio / Getty Images

Mundin said defeating Zerafa would not only prove that his critics were wrong, but would also ensure that his professional career of more than 20 years would end at a high price.

“This is likely to be my last fight and I want to win and go out,” he said.

Mundin has lost four of the last five fights, but asserts that he defeated John Wayne Parr in 2019 and Danny Green in 2017, despite the judge’s different thinking. ..

“I’m not going to bring it to the scorecard. I’m going to take him (Zerafa) out,” he said.

“I want to stop him or knock him out and get it out of the judge’s hands.”

Mundin has been training for the past two weeks at a backyard gym in Slacks Creek, a suburb of Logan, Queensland.

“There’s nothing distracting there. I can escape and focus on training and recovery and get into the best possible condition,” he said.

“It’s calm before the storm.”

at first “Sassy” Zerafa where “elite” Mundin is silent

Place of originMundine wants to end career on high of a win over Zerafa

A Malaysian man has won a landmark challenge against Islamic laws banning gay sex

A Malaysian man won the country’s first legal challenge to Islamic law banning gay sex on Thursday. This victory was welcomed as a “monumental advance” in the fight against LGBTQI + community persecution.

He was charged with attempting “unordered sexual intercourse” in the Islamic Courts Union in 2019, and several others in the same case had already been found guilty and punished with caning.

Critics say the climate in Malaysia’s gay community, which is dominated by Islam, is deteriorating and government officials often oppose LGBTQI + people.

In a groundbreaking case on Thursday, a law banning homosexual sex was enacted in Selangor, a suburb of Kuala Lumpur.

Multi-ethnic Malaysia has a dual legal system in which Islamic courts handle some issues for Muslim citizens, and Shariah law set by individual states.

But local law cannot be inconsistent with federal-level law, and sodomy is already a crime under national criminal law-although the law is rarely enforced.

In that ruling, the Malaysian Supreme Court stood on the side of the man who filed the case, but said the person had not been identified and that Selangor had no authority to enact such a law.

According to lawyer Slendra Anant, the ruling means that the law should be overturned and the men’s proceedings should be withdrawn.

Gay rights activist Numan Affifi welcomed “historical development.”

“It shows remarkable progress in LGBT rights in Malaysia,” he said. “We have been working hard for many years to live with dignity without fear of prosecution.”

Despite the victory, Islamic law banning gay sex still exists in some other states.

The man was one of 11 people arrested for having sex in an apartment in 2018. Some have pleaded guilty to Islamic courts and have been sentenced to six canings, up to seven months’ fines and imprisonment.

In another well-known case, two women were convicted in Sharia court in 2018 after being convicted of having sex in Terengganu.

About 60 percent of Malaysia’s population is Muslim.

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Place of originA Malaysian man has won a landmark challenge against Islamic laws banning gay sex

Hundreds Party in Tel Aviv, Violating COVID Restrictions Ahead of Purim Curfew

On February 24, hundreds of people held a party on the streets of Tel Aviv, violating COVID restrictions and attending prior to the national curfew imposed during Purim’s vacation. Ynet News reporter Itay Blumental footage shows people dancing at Sderot Rothschild in Tel Aviv. Health Minister Yuli Edelstein has accused the rally on Facebook as a “contagious party.” The Times of Israel said that when police arrived, most of the drinkers were disbanded without receiving a fine. The curfew was scheduled for Thursday, February 25, at 8:30 pm. The curfew will apply the next night until 5 am on Saturday. Credit: Itay Blumental / Ynet News via Storyful

Place of originHundreds Party in Tel Aviv, Violating COVID Restrictions Ahead of Purim Curfew

Gwyneth Paltrow accused of ‘misinformation’ over long COVID-19 blog post

The founder of Goop was dragged into a top-notch doctor after revealing the rigorous regimen she took to combat the symptoms of “long COVID.”

Gwyneth Paltrow has been accused of disseminating “misinformation” after revealing a strict diet taken with the advice of “functional health care workers.”

Goop founder revealed that he recently signed COVID-19 (new coronavirus infection) (# If there is no character limit, add parentheses when it first appears last year, I wrote on my blog On her website She was experiencing long-term symptoms such as brain fog and malaise.

“I did some tests that showed really high levels of inflammation in my body,” she writes.

To combat these symptoms, Paltrow is currently adopting a “ketogenic and plant-based” diet that fasts until 11 am daily.

Relation: The national virus is released live

On a ketogenic diet, participants consume large amounts of fat and eat very little carbohydrate, Health experts warn that limiting one food group can lead to defects.

Paltrow’s regimen goes against the medical advice that people with long-term coronavirus symptoms eat a balanced diet with a variety of foods.

Professor Stephen Powis, Director of the National Health Service (NHS) in the United Kingdom, said: Sky News UK Paltrow’s approach to combat “Long COVIDWas not recommended.

“Like a virus, false information is carried across borders, mutated and evolved,” he said.

“In the last few days, Gwyneth Paltrow has unfortunately suffered from the effects of COVID. We hope she gets well, but some of the solutions she recommends are actually NHS. Is not the recommended solution. “

Professor Powis said doctors take long COVIDs “seriously” and apply “serious science” to their treatment.

Relation: Paltrow reveals prolonged COVID symptoms

“Every influencer who uses social media has a responsibility and a duty of care,” he said.

Paltrow’s approach is not recommended by doctors, but the actress said it worked tremendously for her.

Her diet has also seen her focus on refraining from alcohol, taking vitamin supplements, and “sweating toxins” through exercise and the use of saunas.

“Everything I do feels like a gift to my body. I have energy, I am exercising in the morning, and I do infrared saunas as often as possible. Everything is healing. We provide services, “she writes.

“The side benefit is my skin. It makes me happy — and I want to double my skin care.”

Associate Professor Nisreen Alwan, a public health expert at the University of Southampton, has also experienced COVID-19 for a long time.she said British Medical Journal The key to managing long-term coronavirus symptoms was “learning what causes complete malaise and other symptoms and trying to avoid them.”

“I was pretty ambitious and thought I could overcome the virus. A friend told me to stop controlling the virus and start accepting it,” said Associate Professor Alwan.

“Once you start accepting it, it’s a little easier. You need to lower your baseline by 90%. You’re another person.”

Place of originGwyneth Paltrow accused of ‘misinformation’ over long COVID-19 blog post

Peak NT group proposes Indigenous job plan

Aboriginal supporters say that indigenous peoples living in remote areas of the Northern Territory want work opportunities rather than welfare.

According to Aboriginal Peak Organizations NT, participation in education is increasing, but employment rates are declining due to the lack of available jobs.

Residents live under immense financial stress-often paying three times more than cities for food and other necessities. Poor housing and poor health are also challenges.

“The need to invest in remote jobs remains significant and unaddressed,” CEO John Patterson told the Federal Parliamentary Commission on Indigenous Employment and Business on Thursday.

“We can’t afford to keep doing the same old, the same old, and achieve the same disastrous results every year.”

Unemployment has become systematic in many communities, with Aboriginal employment rates at 37% across the territory.

Creating safe and meaningful work leads to better results than struggling to manage welfare payments, Patterson said.

“In NT’s larger remote community, if all jobs were undertaken by job seekers in that community, employment rates would still be half the national average,” he said.

APO NT has called on the federal government to invest in work, reducing the cost of improving welfare programs such as cashless debit cards.

It proposes a remote employment investment fund to create 10,500 part-time jobs, a youth-focused work experience scheme, and a corporate fund to support investment in business projects.

Patterson said the plan would improve community employment and skills while reducing poverty.

“It will also support Aboriginal-managed community organizations and other local groups to provide projects that address local economic, social and cultural objectives,” he said.

The proposed scheme will fund Aboriginal organizations to hire local workers 20 hours a week with old-age pension qualifications and training.

Small indigenous organizations such as clinics, art centers, horticultural businesses and homeowners are assisted to take on additional workers.

Ranger programs and cattle businesses may also be supported.

“Importantly, wage subsidies must be sustainable for up to five years,” Patterson said.

This will increase employee participation in the community over time and address persistent issues, he said.

The APO NT program will also fund 1500 paid work experience jobs and training for Aboriginal youth each year.

It helps young people in remote areas develop the skills to move from school to work.

Scheme management is shared between independent indigenous-led national organizations and governments.

But first, bureaucratic bureaucratic formalism must be cut, Mr. Patterson said.

The plan will allow the federal government to fulfill some of its promises under an agreement to fill the gap, APONT’s submission to the Commission said.

Peak NT group proposes Indigenous job plan Source link Peak NT group proposes Indigenous job plan

Brittany Higgins’ partner David Sharaz unloads on Prime Minister’s Office

Brittany Higgins partner David Sharaz talked about her alleged actions at the Prime Minister’s Office regarding the rape of the Capitol.

Brittany Higgins partner David Sharaz spoke of the Prime Minister’s Office (PMO)’s actions regarding Ms. Higgins’ rape charges.

As the fallout from Higgins’ alleged assault continued, former press gallery journalist Sharaz reaffirmed: Scott Morrison In response to a tweet from Network Ten’s political editor Peter Van Onselen, the office set him in the background.

Last Thursday, Van Onselen told ABC that PMO staff were engaged in a “dirty” campaign. For Higgins’ partner..

“The Prime Minister’s Office backgrounds that because he is a former civil servant, her current partner is taking revenge, or dissatisfaction may be a better way to put it against the government. “He said.

“It may not be technically a victim blame, but what do I say to you, it’s dirty.”

Relation: Dutton staff drinking drinks before rape charges

When Finance Minister Simon Birmingham was grilled on this topic in the Senate, he said he was “unaware that such activity was taking place.”

“I will address those issues to the Prime Minister. I am confident that he is not tolerant of such activities,” Birmingham said.

However, Sharaz tweeted, “I know the background of FACT PMO.”

“I don’t care about me,” Sharaz added. “But Brit cares about me and it hurt her. The victim blames her in the worst case. Chase her strongest supporter.”

This isn’t the first time Sharaz has looked at the background and tweeted before. “Take some time to praise the strong women who support Brittany Higgins.”

“Thanks to journalists who have taken a personal background to hurt her loved ones but have not put up with the Prime Minister’s Office’s public support for her.”

Relation: The prime minister hints at Brittany’s sneaky comments

Mr. Higgins, She claims to have been raped by fellow liberal staff At Defense Minister Linda Reynolds’ office after a work drink in March 2019, ParentsLast week, the PMO’s behavior was “gross.”

“I personally knew it would have an impact when I decided to apply my name and face to this,” she said.

“But I think it’s unfair that they’re starting to take it out to their loved ones.

“I think it speaks to the systematic problem of this place.

“It silences people, and I think it’s terrible.”

Mr. Sharaz said he “has no regrets” for standing beside Mr. Higgins and supporting her fight for justice.

“I have no regrets about choosing to support my partner, and I will continue to do so,” he said. News.com.au earlier this week..

“The criteria you pass by are the criteria you accept. Being cooperative is the least that I, or any other victim-survivor partner, can do.

“Bretagne, and many others, are of better value.”

Place of originBrittany Higgins’ partner David Sharaz unloads on Prime Minister’s Office

NRL news 2021: Fiji Kaiviti Silktails, hotel quarantine, tribute, Ron Massey Cup

The Fijian rugby league team thanked the staff at the Sydney CBD Hotel for the “great” gestures that were talked about on Thursday.

After a mandatory two-week quarantine, Fiji Kaibiti Silk Tales thanked the staff at the Sofitel Wentworth Hotel on Wednesday with a “great” gesture.

Thirty-five athletes and support staff stood on the balcony, singing and applauding all at once to commemorate the hotel staff who confirmed that the 14-day quarantine at Sydney’s CBD went smoothly.

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The footage went viral on Thursday after another hotel resident shot the scene from his room.

Silktails will be competing in this year’s Ron Massey Cup, a semi-professional rugby league tournament based in New South Wales.

The Fiji team was scheduled to compete in the Ron Massey Cup, which debuted last year, but the competition was canceled after the first round due to COVID-19.

“The place was chaotic because no one really knew what the COVID was,” said Stephen Driscoll, CEO of Silktails. Told NSWRL..

“The first case we were based in (COVID-19) was actually the photographer who photographed Wes Naiqama (Silk Tales coach).

“We had a really big win the week before everyone was very excited, so we had to put it deep in our hearts.

“It was a shame when rumors spread about the interruption of competition, but once we knew what was going on, we didn’t waste our time.”

Silktails will stay in Australia for 7 months and due to strict travel restrictions the team will not be able to return until October.

The team of 35 will stay in the suburban mascot unit block during the seven-month visit. This is the first time for some players to leave their home country.

“When a man leaves Fiji for the first time, it’s usually an emotional scene,” Driscoll told NSWRL.

“In addition, the excitement of being part of what was made for the emotional scene at the airport.

“Apart from training, I wanted to make sure they lived like regular football players.

“We filled their schedule with dedicated sessions, training and online courses to help them find and calm their routines.”

The team is headed by the great Wesnaikama of the Rugby League, who played 120 NRL games for the Dragons, Knights and Panthers.

Place of originNRL news 2021: Fiji Kaiviti Silktails, hotel quarantine, tribute, Ron Massey Cup